Perhaps the Occupy movement needs to teach us something else – don’t wait on the government to take care of us. We need to do it ourselves. While we are all holding our breath about the Affordable Care Act and whether Congress will get over its collective snit fit and start working again, we can do something ourselves.

Let’s not wait for tragedy to strike before we take care of ourselves. We’ve already seen that the government doesn’t really care about taking care of us. Instead of getting upset about it, use it as an impetus to not need to be taken care of. Remember, prevention is cheaper than cure.

The insurance companies, sadly, don’t think like this. Yet.

I remember one time when I lived in Chattanooga. There was a tree that was leaning too close to my house. I could see that any time now the thing would topple over and destroy my roof and everything under it. I called the insurance company and asked if they would pay to have the tree cut down. Nope. They would pay to repair the house and for a hotel room for me to stay in while the repairs were going on. But prevention? No. Prevention was a lot cheaper and faster. They would rather wait for the inevitable to happen and clean up the mess.

Insurance companies are doing the same with our health. Let’s spend a lot of money on a cure for cancer. Let’s spend a lot of money on diabetes supplies. They don’t think to encourage exercise and eating well.

If the government really wants to regulate health, it needs to ban cigarettes and vending machines. Ideally, we’d have enough self-control to know that we need to not smoke and not eat processed “food.” Obviously we don’t. So we have way too many people dying of entirely preventable diseases.

Sometimes the government does us a favor. Remember when you would go into a restaurant and they would say “smoking or non-smoking”? It really didn’t matter what section you went to – if there was smoking in that place, it travelled all over the whole restaurant. You were in the not-as-much-smoke section, but not the smoke-free section.

Sure, people have the right to smoke. They have the right to kill themselves that way. But they don’t have the right to take other people out with them when they do it. That is where the government stepped in and made it illegal to smoke in public buildings, and for that I’m very grateful.

I remember a lady who got really upset when she heard that she was no longer going to be able to smoke in restaurants. She got mad at the government telling her what to do. I was glad that finally they did something to protect me. But we can’t expect the government to take care of us all the time. We have to step up.

This should be an idea that will appeal to all the people who think government needs to get out of our lives and let us live the way we want to. This should be an idea that will appeal to all the do-it-yourselfers.

Let’s not sit around and wait for the government to do anything for us in regards to our health. We see what they have done with education. Why let them dumb down something else? We don’t need our health reduced to the lowest common denominator.

If health insurance is going to live up to its name, it needs to insure health. Paying money to restore what has been lost is backwards. Health insurance should pay us to go to the gym and eat well. We should go to nutritionists and personal trainers more than we go to doctors. We should all get stress-reduction training before we even are stressed.

We go to the dentist every six months to get our teeth checked. This prevents bigger problems. We brush our teeth three times a day to prevent problems too. Why are we so reluctant to take care of our bones, our muscles, and our hearts? We can get replacement teeth. Replacement bones, muscles, and hearts are another matter entirely.

People say they don’t have the time to exercise. That is all in your head. You have the time. You don’t want to do it – just be honest. You’d rather spend the time playing videogames or drinking beer or watching “reality TV”. I do all of these things to – well, except for the TV part, but I do them in moderation. And I exercise. I realized that my health was more important than my leisure time. If I didn’t take care of my health, I wouldn’t have any leisure time in a few years.

We have to change the way we think.

People say they don’t need health insurance and they shouldn’t be forced to buy it. OK, so do they have a card on them so that when they are in a car crash that they don’t get rescued? They don’t get their bones set? They don’t get a blood transfusion? If we all don’t pay into it, then we all don’t get to benefit from it. That only seems fair. But it isn’t the way we do things.

We have a way of thinking in America that if someone is hurt, they will be taken care of and that we’ll just sort it out later. So do you need health insurance? Yes, but not the kind that we currently have. Take matters into your own hands. We need insurance for accidents, but not for the things we can do for ourselves.

We are looking at the problem backwards.